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Under the fair credit reporting act you may direct us not to share certain credit information with our affiliates. Turnover ratio is calculated as turnover in a period divided by market capitalization at the end of period. The views stated herein are those of the authors and not necessarily those of the federal reserve bank of cleveland or of the board of governors of the federal reserve system. Reverse mortgages are becoming more popular among older americans and could potentially counter some of the other mortgage effects on retirement spending.

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